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Eliminate high-interest Credit Card Debt in as little as 24 - 48 months

Eliminate high-interest Credit Card Debt
in as little as 24 - 48 months

Texas Debt Management License: 1900064636-215879

Texas Debt Management License: 1900064636-215879

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Credit Counseling Killeen

Are you looking for credit counseling in Killeen? Killeen, Texas has about 146,000 residents with an average household income of about $50,000 per year and an average debt of about $1,900 per resident, so credit counseling in Killeen is often needed.

Many people are not able to save for retirement, they are only able to make minimum payments, so their debt never or very slowly decreases, or they are not able to pay their living expenses due to high-interest credit cards. Some residents are falling behind and harassed by debt collectors, and creditors are filing lawsuits to collect the debt.

That’s where debt relief in Killeen comes into play. Debt consolidation loans can provide a much lower interest rate than credit cards and can often have a lower monthly payment, so people are able to pay off their debt in four to seven years rather than decades.

Looking for credit counseling or debt consolidation in Killeen? Debt relief or debt settlement allows you to pay the lowest possible payment to resolve debt without filing for bankruptcy. The principal balances are negotiated down, and you can eliminate your debt in as little as 24 to 48 months. Some clients can even eliminate their debt in as little as six to 12 months.

Monthly program payments can be less than half, compared to high-interest credit card minimum payments. This can help with lawsuits and creditors threatening to file lawsuits. It is sometimes more affordable than a Chapter 13 bankruptcy but not always. It is also a great option for people who don’t qualify for a Chapter 7 bankruptcy due to their assets and income.

Affordable Debt Consolidation is state licensed with the Texas Office of Consumer Credit Commissioner and has been in business for two decades. The organization is A+ and accredited with the Better Business Bureau and 100 percent veteran owned. Affordable Debt Consolidation is also headquartered in Texas with multiple Texas locations and focused only on helping Texans.

How to Receive Debt Consolidation in Killeen, Texas

The fastest way to get help is to call to speak with a Texas Debt Specialist now. You may also fill out the form above and one of our Texas Debt Specialists will reach out to provide you with a free and no-obligation consultation for Debt Relief or Debt Consolidation in Killeen, Texas.

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Debt Consolidation Killeen, Texas, Credit Counseling Killeen, Texas, and Debt Relief Killeen, Texas Consultations are Free of Charge with no obligation. Affordable Debt Consolidation is not a lender but offers a platform to receive offers from participating lenders.  Credit counseling clients generally obtain an interest rate between 6% and 11%.  Debt negotiation clients who make their scheduled monthly program payments generally experience approximately a 45% reduction of their enrolled balance before fees over a 24-48 month period, not including any optional and separate services such as legal services provided by a law firm.  Our settlement fees are 15% of the enrolled balance compared to 25% charged by most competitors. Individual results vary based on the ability to fund the program, and the creditors enrolled. Statements made are examples of past performance and are not intended to guarantee that your balances will be reduced by a specific amount or that you will resolve debt within a specific time period. Settlement fees are not charged until a debt is reduced and payment has been made to the creditor. We do not assume consumer debt, make monthly payments, or provide tax or legal advice. We are not a credit repair firm. Please contact a tax professional to discuss any possible tax consequences of paying less than the total balance. Debt Relief programs are exclusively offered to Texas residents. Logos used are property of their respective owners. 

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