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Eliminate high-interest credit card
debt in little as 24 - 48 months

Texas Debt Management License: 1900064636-215879

Texas Debt Management License: 1900064636-215879

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Improve your chance to get a Debt Consolidation in Frisco

When you consider taking a debt consolidation, you will be required to have an excellent credit score. However, like many Texans, your credit score may not be high, and you may need to improve it to get a loan. There are numerous ways of improving your credit score to help you get a debt consolidation loan in Frisco. Below are some of the tips;

Review your Credit reports

To get debt relief in Frisco, you may need to check your credit report. Look at the copy of credit reports closely and dispute any errors available. This can be done for free every once a year via the official AnnualCreditReport.com website. In case of any mistakes, they can be corrected, and you will make it accurate before you take any action. Common mistakes are made on reports include;

    ⦁ Incorrect identification information

    ⦁ Mistakenly assigned accounts

    ⦁ Wrong account balances

    ⦁ Incorrect reports of accounts

Reviewing your reports is essential before as it can increase your credit score.

Alternatives to Debt Consolidation Loans

Failing to pay your bills can cause your creditors and debt collectors to file lawsuits to collect their money. If you cannot qualify for a debt consolidation loan and fall behind, you can opt for a debt settlement in Frisco, save money every month and resolve your debt in as little as 24 to 48 months. You do NOT have to have good credit for a debt settlement program, but it is not a new loan. You will accrue money into a special purpose account, and your debts are negotiated and settled one at a time. Monthly payments could be half compared to minimum payments. However, if you have good credit and can afford to pay your debts on your own, you should try to qualify for a debt consolidation loan since debt settlement is a hardship program.

Reduce credit card balances

If you are going to try to get a debt consolidation loan, ensure that you pay as much as you can to pay down your debts first. This way, the ratio of your credit use to total credit will be below. The longer you wait to pay your payments, the more interest you will pay. You can also choose credit counseling in Frisco to lower your monthly payments, as that option does not require a new loan.

Ensure your credit score is high to acquire a debt consolidation loan. You can run a soft-pull at many websites to learn your credit score without impacting your credit profile at all. This way, you can handle your finances efficiently. 

How to Receive Debt Consolidation in Frisco, Texas

The fastest way to get help is to call to speak with a Texas Debt Specialist now. You may also fill the form above and one of our Texas Debt Specialists will reach out to provide you a free and no-obligation consultation.
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Frisco Texas Debt Consolidation, Frisco Texas Credit Counseling, and Frisco Texas Debt Relief Consultations are Free of Charge with no obligation. Clients who make scheduled monthly program payments generally experience approximately a 50% reduction of their enrolled balance before fees, or approximately a 35% reduction after payment of settlement fees over a 24-48 month period, not including optional and separate services such as legal services provided by a Texas law firm or legal insurance plans. Individual results vary based on ability fund program and the creditors enrolled. Statements made are examples of past performance and are not intended to guarantee that your balances will be reduced by a specific amount or that you will resolve debt within a specific time period. Settlement fees are not charged until a debt is reduced and a payment has been made to creditor. We do not assume consumer debt, make monthly payments, provide tax or legal advice. We are not a credit repair firm. Please contact a tax professional to discuss any possible tax consequences of paying less than the full balance. Programs available in Texas. Logos used are property of their respective owners.

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