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or Talk to a Texas Debt Specialist 469-663-6222

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469-663-6222

Eliminate high-interest Credit Card Debt
in as little as 24 - 48 months

Eliminate high-interest Credit Card Debt in as little as 24 - 48 months

Texas Debt Management License: 1900064636-215879

Texas Debt Management License: 1900064636-215879

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Improve your chance of getting a Debt Consolidation in Frisco, Texas

When you consider taking a debt consolidation loan, you will be required to have an excellent credit score. However, like many Texans, your credit score may not be high, and you may need to improve it to get a loan. There are numerous ways of improving your credit score to help you get a debt consolidation loan in Frisco, Texas. Below are some of the tips;

Review your Credit reports

To get debt relief in Frisco, you may need to check your credit report. Look at the copy of credit reports closely and dispute any errors available. This can be done for free every once a year via the official Annual Credit Report website. In case of any mistakes, they can be corrected, and you will make them accurate before you take action. Common mistakes made on reports include;

     Incorrect identification information

     Mistakenly assigned accounts

     Wrong account balances

     Incorrect reports of accounts

Reviewing your reports is essential before as it can increase your credit score.

    ⦁ Incorrect identification information

    ⦁ Mistakenly assigned accounts

    ⦁ Wrong account balances

    ⦁ Incorrect reports of accounts

Reviewing your reports is essential before as it can increase your credit score.

Alternatives to Debt Consolidation Loans

Failing to pay your bills can cause your creditors and debt collectors to file lawsuits to collect their money. If you cannot qualify for a debt consolidation loan and fall behind, you can opt for a debt settlement in Frisco, save money every month and resolve your debt in as little as 24 to 48 months. You do NOT have to have good credit for a debt settlement program, but it is not a new loan. You will accrue money into a special purpose account, and your debts will be negotiated and settled one at a time. Monthly payments could be half compared to minimum payments. However, if you have good credit and can afford to pay your debts on your own, you should try to qualify for a debt consolidation loan since debt settlement is a hardship program. Affordable Debt Consolidation offers a Texas Debt Relief program with fees often 40% less when compared to an out-of-state debt relief firm. They exclusively assist Texans and have been doing so for twenty years. 

Reduce credit card balances

If you are going to try to get a debt consolidation loan, ensure that you pay as much as you can to pay down your debts first. This way, the ratio of your credit use to total credit will be below. The longer you wait to pay your payments, the more interest you will pay. You can also choose credit counseling in Frisco to lower your monthly payments, as that option does not require a new loan.

 

Ensure your credit score is high to acquire a debt consolidation loan. You can run a soft pull at many websites to learn your credit score without impacting your credit profile at all. This way, you can handle your finances efficiently. Affordable Debt Consolidation provides an affiliate platform to shop for the best debt consolidation loan with no fee and no impact on your credit rating to review offers.

How to Receive Debt Consolidation in Frisco, Texas

The fastest way to get help is to call to speak with a Texas Debt Specialist now. You may also fill out the form above and one of our Texas Debt Specialists will reach out to provide you with a free and no-obligation consultation for Debt Relief or Debt Consolidation in Frisco, Texas.

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Debt Consolidation Frisco, Texas, Credit Counseling Frisco, Texas, and Debt Relief Frisco, Texas Consultations are Free of Charge with no obligation. Affordable Debt Consolidation is not a lender but offers a platform to receive offers from participating lenders.  Credit counseling clients generally obtain an interest rate between 6% and 11%.  Debt negotiation clients who make their scheduled monthly program payments generally experience approximately a 45% reduction of their enrolled balance before fees over a 24-48 month period, not including any optional and separate services such as legal services provided by a law firm.  Our settlement fees are 15% of the enrolled balance compared to 25% charged by most competitors. Individual results vary based on the ability to fund the program, and the creditors enrolled. Statements made are examples of past performance and are not intended to guarantee that your balances will be reduced by a specific amount or that you will resolve debt within a specific time period. Settlement fees are not charged until a debt is reduced and payment has been made to the creditor. We do not assume consumer debt, make monthly payments, or provide tax or legal advice. We are not a credit repair firm. Please contact a tax professional to discuss any possible tax consequences of paying less than the total balance. Debt Relief programs are exclusively offered to Texas residents. Logos used are property of their respective owners. 

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