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Eliminate high-interest Credit Card Debt in as little as 24 - 48 months

Eliminate high-interest Credit Card Debt
in as little as 24 - 48 months

Texas Debt Management License: 1900064636-215879

Texas Debt Management License: 1900064636-215879

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Experts Ways on How Debt Consolidation in Denton Can Save Your Money

Before the pandemic, many people were able to simply pay down debt on their own. However, there has been a loss of jobs due to the pandemic, causing people to use savings to cover living expenses. Some have obtained loans and used credit cards that they can no longer repay. There are options to resolve debts. In this case, you can opt for debt consolidation. Here are ways how it can help you save money.

Low-Interest Rates

A high-interest rate is a significant challenge for many debtors, as it hinders them from saving money. Moreover, credit cards are known for having high-interest rates, with most of the payments going towards interest only. This is a vital challenge; thus, lack of money to save for financial surprises ahead. On the flip side, debt consolidation options in Denton, Texas, will help you save enough money. This occurs by lowering the interest and the monthly payments.

Short Term Loans

Some loans are short-term, and some are long-term. Long-term loans give you a smaller payment since the payments are spread out over a longer period. However, any high-interest rates will hinder you from saving money. Therefore, it is best to opt for a short-term loan and pay it quickly so that you are not accruing interest for longer than needed. If you cannot afford your debt payments or have fallen behind, debt settlement could be a great option for you to resolve your debt problems.

One Monthly Payment

The best part about debt relief in Denton is that you enjoy not only having one monthly payment. However, you can also obtain credit counseling and have one payment. Instead of having many monthly payments to track, you’ll be able to pay one simple monthly payment. The bottom line is that a credit counseling program, a debt consolidation loan, or a debt settlement program will provide one monthly payment.

Know Your Options

If you cannot qualify for a debt consolidation loan, a credit counseling program will reduce your interest rates in most cases if you owe high-interest credit card debt. These programs are usually around five years and may provide a lower monthly cost than minimum payments. A debt settlement program will negotiate large reductions in your principal balances. These programs are usually structured to last an estimated term somewhere around 24 to 48 months, depending on your monthly budget. The programs can often provide a program payment that is less than half compared to minimum payments. For any of these options, contact the Texas-based firm Affordable Debt Consolidation for more information. They will provide you with an affiliate platform to shop for the best debt consolidation loan without any fee or credit score impact to review the offers. The firm can also provide you with credit counseling resources with a non-profit affiliate. Finally, suppose debt settlement is the option for you. In that case, Affordable Debt Consolidation provides Denton residents their Texas Debt Relief program with up to 40% lower fees when you compare it to most out-of-state Debt Relief firms.

How to Receive Debt Consolidation in Denton, Texas

The fastest way to get help is to call to speak with a Texas Debt Specialist now. You may also fill out the form above and one of our Texas Debt Specialists will reach out to provide you with a free and no-obligation consultation for Debt Relief or Debt Consolidation in Denton, Texas.

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Debt Consolidation Denton, Texas, Credit Counseling Denton, Texas, and Debt Relief Denton, Texas Consultations are Free of Charge with no obligation. Affordable Debt Consolidation is not a lender but offers a platform to receive offers from participating lenders.  Credit counseling clients generally obtain an interest rate between 6% and 11%.  Debt negotiation clients who make their scheduled monthly program payments generally experience approximately a 45% reduction of their enrolled balance before fees over a 24-48 month period, not including any optional and separate services such as legal services provided by a law firm.  Our settlement fees are 15% of the enrolled balance compared to 25% charged by most competitors. Individual results vary based on the ability to fund the program, and the creditors enrolled. Statements made are examples of past performance and are not intended to guarantee that your balances will be reduced by a specific amount or that you will resolve debt within a specific time period. Settlement fees are not charged until a debt is reduced and payment has been made to the creditor. We do not assume consumer debt, make monthly payments, or provide tax or legal advice. We are not a credit repair firm. Please contact a tax professional to discuss any possible tax consequences of paying less than the total balance. Debt Relief programs are exclusively offered to Texas residents. Logos used are property of their respective owners. 


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