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Eliminate high-interest credit card
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Texas Debt Management License: 1900064636-215879

Texas Debt Management License: 1900064636-215879

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Experts Ways on How Debt Consolidation in Denton Can Save Your Money

Before the Corona Virus Pandemic, many people were able to simply pay down on their own. However, there has been a loss of jobs due to the pandemic, and a good percentage of people have used savings to cover living expenses. Some have obtained loans and used credit cards that they can no longer repay. There are options to resolve debts. In this case, you can opt for debt consolidation. Here are ways on how it can help you save money.

Low-Interest Rates

A high-interest rate is a significant challenge for many debtors, as it hinders them from saving money. Moreover, credit cards are known for having high-interest rates, with most of the payments going towards interest only. This is a vital challenge; thus, lack of money to save for financial surprises ahead. On the flip side, debt consolidation options in Denton will help you save enough money. This occurs by lowering the interest and the monthly payments.

Short Term Loans

Some loans are short-term, and some are long-term. Long-term loans give you a smaller payment since the payments are spread out over a longer period. However, any high-interest rates will hinder you from saving money. Therefore, it is best to opt for a short-term loan and pay it quickly so that you are not accruing interest for longer than needed. If you cannot afford your debt payments or have fallen behind, Debt settlement could be a great option for you to resolve your debt problems.

One Monthly Payment

The best part about debt relief in Denton is that you enjoy not only have one monthly payment, but you can also obtain credit counseling. Instead of having many monthly payments to track, you’ll be able to pay one simple monthly payment. Either a credit counseling program, a debt consolidation loan, or a debt settlement program will provide one monthly payment.

Know Your Options

If you cannot qualify for a debt consolidation loan, a credit counseling program is going to reduce your existing interest rates in most cases. These programs are usually around five years and may provide a lower monthly cost than minimum payments. A debt settlement program will negotiate large reductions of your principal balances. These programs are usually structured to last an estimated term somewhere around 24 to 48 months, depending on your monthly budget. The programs can often provide a program payment that is less than half compared to minimum payments.

How to Receive Debt Consolidation in Denton, Texas

The fastest way to get help is to call to speak with a Texas Debt Specialist now. You may also fill the form above and one of our Texas Debt Specialists will reach out to provide you a free and no-obligation consultation.
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Debt Consolidation in Denton Texas, Denton Texas Credit Counseling, and Denton Texas Debt Relief Consultations are Free of Charge with no obligation. Clients who fund the program as scheduled generally experience approximately a 50% reduction of their enrolled balance before fees, or approximately a 35% reduction after payment of settlement fees over a 24 to 48 month period, not including optional separate services such as Texas Finance Code or Debt Defense provided by a Texas law firm or a legal insurance plan. Affordable Debt Consolidation is not a lender but offers Texans a platform to shop Debt Consolidation Loans offered by 25+ third-party lenders.

Individual results vary based on the ability to fund the program and the creditors enrolled. Statements made are examples of past performance and are not intended to guarantee that your balances will be reduced by a specific amount or that you will resolve debt within a specific time period. Settlement fees are not charged until a debt is reduced and a payment has been made to the creditor. We do not assume consumer debt, make monthly payments, provide tax or legal advice. We are not a credit repair company. A tax professional can discuss possible tax consequences of paying less than the full balance. Programs available in Texas. Logos used are the property of their owners.

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