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Texas Debt Management License: 1900064636-215879

Texas Debt Management License: 1900064636-215879

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Benefits of Debt Consolidation in Abilene

There are plenty of ways to take control back of your finances. If you’ve been trying to cope with massive debt but can’t seem to find a way to make a dent in what you owe, then get help. Debt impacts your personal relationships, leads to stress, and compromises your freedom. If you want to get rid of your debts, then try various programs for debt consolidation in Abilene. Here are some of the benefits you can expect:

Lower Monthly Rate

If you don’t have enough cash flow, then consolidating your debt can help you get a lower monthly rate, one that’s easier to handle given your income. However, lenders will consider your credit score and debt-to-income ratio when making offers for a new loan to pay off existing debt.

Lower Interest Rate

Lower rates mean that more of your money goes towards paying off your debts and not the interest. That helps you pay off your debts faster.

Shorter Debt Term

When you consolidate your debt, you only need to pay off what you owe in about 4 to 7 years instead of potentially paying off all that money for decades. Credit cards are designed to keep you paying interest for as long as possible.

Ideal for High Interest Unsecured Loans

If you have credit card debt, then a debt consolidation loan may be best option for you. However, it isn’t a good fit for those with a secured debt like home, car, and student loans because those types of loans will typically have good interest rates.

No Need for a New Loan

If you choose credit counseling in Abilene, which is a form of debt consolidation, you won’t have to use a new loan. These programs can lower the rates on your existing credit cards and provide one lower monthly payment.

Other Options

Debt consolidation offers plenty of benefits. But it’s not the right option for everyone. If you don’t qualify for this option, talk to us about your other options like debt relief in Abilene. Ask us about debt settlement in Abilene. Learn more about its benefits as a debt relief option and determine how well it suits your needs. These programs can often lower your monthly debt payments but more than half and resolve the debt in as little as 24 to 48 months. That’s one way to figure out which financial strategy is right for you.

How to Receive Debt Consolidation in Abilene, Texas

The fastest way to get help is to call to speak with a Texas Debt Specialist now. You may also fill the form above and one of our Texas Debt Specialists will reach out to provide you a free and no-obligation consultation.
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Debt Consolidation in Abilene Texas, Abilene Texas Credit Counseling, and Abilene Texas Debt Relief Consultations are Free of Charge with no obligation. Clients who fund the program as scheduled generally experience approximately a 50% reduction of their enrolled balance before fees, or approximately a 35% reduction after payment of settlement fees over a 24 to 48 month period, not including optional separate services such as Texas Finance Code or Debt Defense provided by a Texas law firm or a legal insurance plan. Affordable Debt Consolidation is not a lender but offers Texans a platform to shop Debt Consolidation Loans offered by 25+ third-party lenders. 

Individual results vary based on the ability to fund the program and the creditors enrolled. Statements made are examples of past performance and are not intended to guarantee that your balances will be reduced by a specific amount or that you will resolve debt within a specific time period. Settlement fees are not charged until a debt is reduced and a payment has been made to the creditor. We do not assume consumer debt, make monthly payments, provide tax or legal advice. We are not a credit repair company. A tax professional can discuss possible tax consequences of paying less than the full balance. Programs available in Texas. Logos used are the property of their owners.

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